Bankrate - Reviewed & Compared

Summary

There are loan aggregators, and then there are really good loan aggregators. Bankrate is a really good loan aggregator, meaning they find you excellent personal loan options tailored to your specific needs. They’ve been around since 1976, but does that mean they are the best for your needs? Let’s find out:

Company Overview

In business since 1976, Bankrate has been involved in the financial industry seemingly forever. They touch on all aspects of finance, real estate, and more, but their real strength is finding excellent lending options for consumers who need them.

MORE: Is Getting a Personal Loan Right for You?

What Bankrate Does Best

Bankrate gets consumers what they are looking for. You go to their excellent site (even the landing pages are great, with tons of information), answer a few questions, and you get different loan options tailored to your needs. I was impressed by the look and feel of the main website, and the wealth of information it offered (current interest rates, blogs, articles, calculators, etc.) Anyone looking for a personal loan will feel comfortable here.

MORE: Is Getting a Personal Loan Right for You?

Any Negatives?

Not really. Heck, even their landing pages are amongst the best I have seen. About the only thing I didn’t like is they don’t really make clear if they are the lender or not in the beginning. It’s a small thing, but I wish they’d say “we’ll find you loan options” instead of saying nothing. But again, this is a tiny quibble, and I’m not going to ding them too hard for it.

What Others Are Saying

They have an excellent BBB rating, and oodles of great press, including being named #41 in Forbes’ 2008 list of America's 200 Best Small Companies. Their website has also garnered accolades from Forbes and other business publications (and yes, the website is very good.)

Our Final Verdict: 0.0/10

We like Bankrate a lot. From the rock solid website to the myriad of lending options to the great press, there’s a lot going on here. Bankrate has been around since 1976, and it shows. These folks know what they are doing, and have an excellent online presence. Definitely add them to your list.

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FAST FACTS
  • One of the longest tenured companies in our list, being founded in 1976
  • Handles all manner of loans, including personal loans
  • Excellent main website with tools, info, and more - Even the landing pages have a lot of information
  • Easy application can be completed in minutes
  • Excellent press, including Forbes top 200 small companies
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