[December 2024 Edition] Top 5 Credit Cards

The best credit card for you is a matter of what’s important to you. For example, looking for the best cash back credit card is vastly different than looking for the best travel rewards credit card, or the best airline miles credit card. Then there are some people who don’t know what “type” of rewards credit card to get. So we’ve gathered several great cards that cover the entire spectrum of rewards (cash back, travel, hotel, and airline) and put them here for your review.

Almost all credit cards offer you “something”. But the top credit cards will offer you a sweet “main” perk (like substantial cash back, or oodles of travel/reward points). Then they will augment that with bonus points, maybe waive foreign transaction fees, offer extra purchase protection, or a bevy of other secondary perks, like 0% interest on balance transfers.

Then there are annual fees and rates. These can substantially affect how much a card is worth to you.

So basically, we’re saying you need the entire story to answer the “what’s the best credit card for me” question. Above, we have reviews that cut through the hype and give you the facts. Read them and see which suits you, or go right to our top choice. Either way, you’re sure to get the best credit card for you.