You may not know this, but Allstate was founded in 1931 as part of the Sears Roebuck and Co. So they have been around a long time, and are firmly entrenched in America’s fabric. But it also helps that they are the largest publicly held insurer in the US, and have one of the best track records around. .
Allstate does everything first rate. While they have online quotes in most states, they have local agents everywhere. Because many people would rather talk to someone when they are insuring something as important as their home.
Allstate is also king of the discount – they offer big discounts for bundling, for non-claims, for safety equipment, and more. Their rates are good, but the discounts make them superb.
MORE: What Homeowner's Insurance Is Best for You?
Everything you expect, and then some. Of course, fire, theft, damage, liability, personal property… all there. Even things like service lines and guest medical coverage are there – like we mentioned, they have been around forever, so they have this down pat.
They don’t have online quotes in every state. They make up for that by having local agents in all states (you’re probably less than a few miles from one right now.)
4.5/5 on nerdwallet. 4/5 at US News. But we really love the hundreds of local agent reviews, most in the 4.7/5 or higher range.
MORE: What Homeowner's Insurance Is Best for You?
Probably the biggest name in insurance, Allstate puts an emphasis on great coverage and a personal touch, with local agents in every corner of the country. They have earned their place at the top.
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