LendingClub™ - Reviewed & Compared


LendingClub™ is America’s #1 credit marketplace that offers access to very competitive rates, and one of the highest personal loan amounts we’ve seen. Let’s see how they stack up.

Company Overview

LendingClub™ was founded in 2007, but in that short time has risen to become a prolific credit marketplace. They have all of the features of an excellent personal loan provider, like excellent rates and a simple to use website, but the availability of higher amount personal loans really make them stand out.

MORE: Is Getting a Personal Loan Right for You?

What LendingClub™ Does Best

They are a great source for personal loans for almost any amount, but they really shine at the upper levels, where the top personal loan amount is $40,000. That’s a fairly robust top end, and one we were happy to see. They also provide access to excellent rates starting at 6.16% to 35.89%* APR, and won’t ding your credit to check your rate and see what you qualify for.

MORE: Is Getting a Personal Loan Right for You?

Any Negatives?

I can’t find anything not to like. They've been around for 10 years and have established themselves as an online marketplace leader.

What Others Are Saying

A+ BBB Rating and 4 ½ star (out of 5) average reviews. We’re good!

Our Final Verdict: 9.3/10

LendingClub™ offers access to great rates and personal loans up to $40,000, which makes them an excellent choice for anyone, but especially those who need higher amounts.

  • Personal Loan Amounts Can Reach $40,000.
  • Excellent Website that’s Easy to Use.
  • Can Check Rates Without Impacting Credit.