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Best savings accounts
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9.9 |
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Discover Checking ReviewOffering a dazzling 4.25% APY, Discover's Savings Account is a standout. Click to learn more on Discover. VISIT Discover Checking | READ OUR FULL REVIEWMore Info
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9.6 |
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CIT Platinum Savings ReviewEarn 4.70% APY with a balance of $5,000 or more with a CIT Platinum Savings Account. Click here to learn more on saving with a CIT Savings Account. VISIT CIT Platinum Savings | READ OUR FULL REVIEWMore Info
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3
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9.3 |
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SoFi Savings Account ReviewSign up and get up to $300¹. Click to learn more on how you can earn more on your Savings Account. VISIT SoFi Savings Account | READ OUR FULL REVIEWMore Info
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4
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8.8 |
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Barclays Savings Account ReviewA reliable choice for growing your money with peace of mind, Barclays' Savings Account packs a punch with solid APYs and no monthly fees. VISIT Barclays Savings Account | READ OUR FULL REVIEWMore Info
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Looking to make the most of your hard-earned money? You're in the right place. We've done the research and gathered all the information you need to choose the best savings account for your financial goals. Whether you're saving for a rainy day, a dream vacation, or your future, we've got you covered.
Explore our comprehensive reviews, compare interest rates, fees, and features, and make an informed decision to supercharge your savings journey. Your financial future starts here!
1
Best savings accounts
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9.9 |
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Discover Checking ReviewOffering a dazzling 4.25% APY, Discover's Savings Account is a standout. Click to learn more on Discover. VISIT Discover Checking | READ OUR FULL REVIEWMore Info
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2
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9.6 |
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CIT Platinum Savings ReviewEarn 4.70% APY with a balance of $5,000 or more with a CIT Platinum Savings Account. Click here to learn more on saving with a CIT Savings Account. VISIT CIT Platinum Savings | READ OUR FULL REVIEWMore Info
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9.3 |
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SoFi Savings Account ReviewSign up and get up to $300¹. Click to learn more on how you can earn more on your Savings Account. VISIT SoFi Savings Account | READ OUR FULL REVIEWMore Info
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4
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8.8 |
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Barclays Savings Account ReviewA reliable choice for growing your money with peace of mind, Barclays' Savings Account packs a punch with solid APYs and no monthly fees. VISIT Barclays Savings Account | READ OUR FULL REVIEWMore Info
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¹New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/24. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Direct Deposit can earn 4.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.30% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/8/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
²SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 10/8/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
Our account fee policy is subject to change at any time.
SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms See list of participating banks at SoFi.com/banking/fdic/receivingbanks
We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation
Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of
30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either
(i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage
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