Updated on 04/03/2025

Top Student Loan Providers in Columbus, Ohio

Navigating the world of student loans can be daunting, but understanding the basics can help you make informed decisions about financing your education. This guide covers everything you need to know about student loans, from the different types available to how to apply and manage your loan.

College Ave Student Loans products are made available through Firstrust Bank, member FDIC, First Citizens Community Bank, member FDIC, or M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply. Information advertised valid as of 10/08/2024. Variable interest rates may increase after consummation. Approved interest rate will depend on creditworthiness of the applicant(s), lowest advertised rates only available to the most creditworthy applicants and require selection of the Flat Repayment Option with the shortest available loan term.

1. All rates include the auto-pay discount. The 0.25% auto-pay interest rate reduction applies as long as a valid bank account is designated for required monthly payments. If a payment is returned, you will lose this benefit. Variable rates may increase after consummation.
2.As certified by your school and less any other financial aid you might receive. Minimum $1,000.
3. This informational repayment example uses typical loan terms for a freshman borrower who selects the Flat Repayment Option with an 8-year repayment term, has a $10,000 loan that is disbursed in one disbursement and a 7.78% fixed Annual Percentage Rate (“APR”): 54 monthly payments of $25 while in school, followed by 96 monthly payments of $176.21 while in the repayment period, for a total amount of payments of $18,266.38. Loans will never have a full principal and interest monthly payment of less than $50. Your actual rates and repayment terms may vary.

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When searching for a student loan, it's important to evaluate factors such as interest rates, repayments options, and customer service to help you make an informed decision. By comparing these providers, you can make an informed decision.

How to Choose the Right Student Loan

When selecting a student loan, consider the following factors:

  • Interest Rates: Compare both fixed and variable rates to understand the potential cost over time.
  • Fees: Check for any application, origination, or prepayment fees.
  • Customer Service: Choose a lender known for good customer service and support.
  • Loan Amounts: Ensure the lender offers loans that cover your total cost of attendance.

Choosing the right student loan is crucial to managing your education costs effectively. By comparing your options and understanding the terms, you can find a loan that fits your needs and helps you achieve your educational goals without undue financial stress.

For more detailed reviews and to apply for a student loan, visit our individual lender pages.

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