Best & Worst Checking Account Companies

1	Earn up to 1% cash back on up to $3,000 in purchases per month. See website for details. No monthly account fees FDIC insured Over 60,000 in-network ATMs No minimum opening deposit and no minimum balance	9.9
Discover Review Discover Bank’s checking account offers 1% cash back on up to $3,000 in debit card purchases each month. Click to learn more on how you can earn cash on your spending. VISIT Discover \| READ OUR FULL REVIEW More Info

2	Get 0.50% APY on your checking balances No account fees or balance minimums Earn a cash bonus of up to $300¹ for direct deposit* Up to 2-day early paycheck	9.3
SoFi® Review Cash bonus up to $300¹ with direct deposit set up. Click to learn more on how you can earn more on your Checking Account. VISIT SoFi® \| READ OUR FULL REVIEW More Info

3	Competitive APY Option to automatically save a percentage of your paycheck No minimum balance, no monthly fees and no overdraft fees Over 60,000 fee-free ATM locations	9.0
Chime Review Chime guarantees no minimum balance, no monthly fees and no overdraft fees. Click to learn more on how banking can be made easy. VISIT Chime \| READ OUR FULL REVIEW More Info

9.9	Review · Learn More

9.3	Review · Learn More

9.0	Review · Learn More

Top Checking Accounts of 2024

A checking account lets you manage your money by making deposits, withdrawing money from ATMs or in person, and lets you transfer money online. Most Checking Accounts include only standard features like online access and government benefits, but the best Checking Accounts offer great benefits such as cash-back rewards on purchases, earning interests on your balance, and more.

We reviewed and found the best Checking Accounts of 2024, read more below to find the right one for you.

So now that you know the power of a checking account, go ahead and check out our reviews. Or simply go right to our top choice for the best checking accounts of 2024.

1	Earn up to 1% cash back on up to $3,000 in purchases per month. See website for details. No monthly account fees FDIC insured Over 60,000 in-network ATMs No minimum opening deposit and no minimum balance	9.9
Discover Review Discover Bank’s checking account offers 1% cash back on up to $3,000 in debit card purchases each month. Click to learn more on how you can earn cash on your spending. VISIT Discover \| READ OUR FULL REVIEW More Info

2	Get 0.50% APY on your checking balances No account fees or balance minimums Earn a cash bonus of up to $300¹ for direct deposit* Up to 2-day early paycheck	9.3
SoFi® Review Cash bonus up to $300¹ with direct deposit set up. Click to learn more on how you can earn more on your Checking Account. VISIT SoFi® \| READ OUR FULL REVIEW More Info

3	Competitive APY Option to automatically save a percentage of your paycheck No minimum balance, no monthly fees and no overdraft fees Over 60,000 fee-free ATM locations	9.0
Chime Review Chime guarantees no minimum balance, no monthly fees and no overdraft fees. Click to learn more on how banking can be made easy. VISIT Chime \| READ OUR FULL REVIEW More Info

9.9	Review · Learn More

9.3	Review · Learn More

9.0	Review · Learn More

Top Checking Accounts in Columbus, Ohio

To make protecting your savings easier, here are detailed reviews of 2024's top checking account options. Get peace of mind, today.

Discover Review

SoFi® Review

Chime Review

Top Checking Accounts of 2024

Discover Review

SoFi® Review

Chime Review