Southwest Rapid Rewards® Premier Credit Card - Reviewed & Compared

Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Advertiser Disclosure: The offers that appear on this site are from companies from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. does not include the entire universe of available financial or credit offers.

The Southwest Rapid Rewards Premier Credit Card shares many of the features of the company’s Southwest Plus card. The biggest difference is the absence of foreign transaction fees (albeit for a slightly higher annual fee), which makes this Southwest rewards card of choice if you travel outside of the US.

What This Card Does Best

It offers big rewards that are geared towards Southwest Airlines customers. It takes everything great about the Southwest Rapid Rewards Plus card and adds no foreign transaction fees. This means Chase offers a great Southwest card for both domestic and foreign travelers. We love it!

MORE: What’s The Best All Around Credit Card?

Rewards / Cash Back / Perks

Cardmembers will earn 2 Points per dollar spent on Southwest Airlines and related partner purchases. All other purchases earn 1 point per dollar spent, so you’re always being rewarded.

Earn 40,000 bonus points for spending $1,000 in the first 3 months. You also get a free 6,000 points after your Cardmember Anniversary. No blackout dates or seat restrictions, and your reward points never expire as long as your account is open.

The card has no foreign transaction fees, making this a great rewards card for Southwest customers who frequently travel outside of the US.

Other nice travel perks, like baggage delay insurance / lost luggage reimbursement, extended warranty coverage on purchases, purchase protection, and more.

Rates and Fees

There is a $99 annual fee. But it’s well worth it if you travel outside the US, because there are no foreign transaction fees with this card. Rates range from 17.49% - 24.49%, which is nice.

What Others Are Saying

4.5 out of 5 stars on over 3,000 reviews. A great card for Southwest customers who also travel outside the US.

MORE: What’s The Best All Around Credit Card?

Our Final Verdict: 9.2/10

An exceptional Southwest Airlines rewards credit card that also offers no foreign transaction fees, which is a great perk for overseas travelers.

Apply Now
  • You will earn 2x points on all Southwest Airlines (and related partner) purchases. Purchases for anything else earn 1 point per dollar spent
  • Earn 40,000 bonus points after spending $1,000 in first 3 months. Plus, 6,000 bonus points after your Cardmember anniversary. We love this easy to reach threshold.
  • No foreign transaction fees. Great perk!
Apply Now Review
Apply Now Review
Apply Now Review
Apply Now Review
Apply Now Review