Best & Worst Debt Relief Companies

1 Our top pick	Best For Debt above $25K Negotiates with creditors on your behalf Get a FREE debt analysis Streamlined online signup - 24/7 support A+ rating from BBB	9.9	Available in Columbus, OH
Freedom Review Freedom has it all - the expertise and options to settle your debt while still allowing you control, and the clout that makes creditors take notice. VISIT Freedom \| READ OUR FULL REVIEW More Info

2	Reduce debt by up to 50% A+ rating from the Better Business Bureau (BBB) Offers debt consolidation loans Americor uses a soft credit inquiry that doesn’t lower your credit score 20K+ online community of program clients	9.6
Americor Debt Relief Review With a focus on customer service and transparency, Americor offers a range of services designed to reduce debt and improve financial health without upfront fees. VISIT Americor Debt Relief \| READ OUR FULL REVIEW More Info

3	Consolidate multiple payments into one Products can be modified to fit your budget Free debt evaluation available Save 40%+ on eligible monthly payments	9.2
Accredited Debt Relief Review Accredited Debt Relief is a professional debt relief company that has all of the options a consumer in debt would want. VISIT Accredited Debt Relief \| READ OUR FULL REVIEW More Info

4	Get a FREE Consultation, No Upfront Fees Debt-free within 24-60 months One Monthly Payment 30+ years of experience, A+ rating from BBB	9.0
JG Wentworth Review JG Wentworth negotiates with creditors on your behalf and may be able to settle your debt for significantly less than what you owe. VISIT JG Wentworth \| READ OUR FULL REVIEW More Info

5	Top-ranking company specializing in credit card debt Lowest debt settlement fees Get a FREE savings estimate in minutes A+ BBB rating and AFCC-accredited Available in most states	8.6
National Debt Relief Review National Debt Relief is worth a visit, especially given their high level of documented customer satisfaction. VISIT National Debt Relief \| READ OUR FULL REVIEW More Info

Our top pick

9.9

Review · Learn More

Available in
Columbus, OH

9.6	Review · Learn More

9.2	Review · Learn More

9.0	Review · Learn More

8.6	Review · Learn More

Debt relief programs help lower high-interest rates and eliminate extra fees, saving you money over time. They work by negotiating with your creditors to reduce the total amount you owe. Also, offer settlement and consolidation plans that speed up the repayment process, helping you get out of debt faster.

After extensive research, we’ve identified the best debt relief companies and selected our top pick for the majority of debt holders.

1 Our top pick	Best For Debt above $25K Negotiates with creditors on your behalf Get a FREE debt analysis Streamlined online signup - 24/7 support A+ rating from BBB	9.9	Available in Columbus, OH
Freedom Review Freedom has it all - the expertise and options to settle your debt while still allowing you control, and the clout that makes creditors take notice. VISIT Freedom \| READ OUR FULL REVIEW More Info

2	Reduce debt by up to 50% A+ rating from the Better Business Bureau (BBB) Offers debt consolidation loans Americor uses a soft credit inquiry that doesn’t lower your credit score 20K+ online community of program clients	9.6
Americor Debt Relief Review With a focus on customer service and transparency, Americor offers a range of services designed to reduce debt and improve financial health without upfront fees. VISIT Americor Debt Relief \| READ OUR FULL REVIEW More Info

3	Consolidate multiple payments into one Products can be modified to fit your budget Free debt evaluation available Save 40%+ on eligible monthly payments	9.2
Accredited Debt Relief Review Accredited Debt Relief is a professional debt relief company that has all of the options a consumer in debt would want. VISIT Accredited Debt Relief \| READ OUR FULL REVIEW More Info

4	Get a FREE Consultation, No Upfront Fees Debt-free within 24-60 months One Monthly Payment 30+ years of experience, A+ rating from BBB	9.0
JG Wentworth Review JG Wentworth negotiates with creditors on your behalf and may be able to settle your debt for significantly less than what you owe. VISIT JG Wentworth \| READ OUR FULL REVIEW More Info

5	Top-ranking company specializing in credit card debt Lowest debt settlement fees Get a FREE savings estimate in minutes A+ BBB rating and AFCC-accredited Available in most states	8.6
National Debt Relief Review National Debt Relief is worth a visit, especially given their high level of documented customer satisfaction. VISIT National Debt Relief \| READ OUR FULL REVIEW More Info

Our top pick

9.9

Review · Learn More

Available in
Columbus, OH

9.6	Review · Learn More

9.2	Review · Learn More

9.0	Review · Learn More

8.6	Review · Learn More

The Best 5 Debt Relief Companies 2025

Helping You Choose Wisely: The Most Efficient Debt Relief Companies Offering Tailored Debt Settlement Solutions

Freedom Review

Americor Debt Relief Review

Accredited Debt Relief Review

JG Wentworth Review

National Debt Relief Review

Freedom Review

Americor Debt Relief Review

Accredited Debt Relief Review

JG Wentworth Review

National Debt Relief Review