Top 5 Personal Loans - [December 21st, 2024 Edition]

Are you living paycheck to paycheck? Good News: Personal Loans can be a great alternative to credit cards for large or unexpected expenses, with fast & easy online applications. Read our reviews & get a loan today.

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Highlights	Welcome Bonus	User Rating
Specializes in Helping Those With Low/Bad Credit Scores Loan Amounts from $500 to $4,000! If approved, receive money in your account as soon as the next business day! No Collateral Necessary - Terms up to 18 months in most states Become one of the 500,000+ customers	Our Score 9.7 Review	VISIT SITE
Specializes in Loans for Paying Off Credit Card Debt Consumers Can Borrow From $5,000 to $35,000 APR Rates Begin As Low As 8%. 24-60 Month Terms Can Check Your Rate Without Affecting Your Credit Score	Our Score 9.6 Review	VISIT SITE
In business since 2005, AmONE helps consumers by presenting multiple personal loan option Has processed more than $16 billion in loan requests Free quotes in five minutes Utilizes a large array of lenders Can work with those with poor credit	Our Score 8.9 Review	VISIT SITE
Personal Loans from $500 to $35,000 Compares multiple loan providers to connect you with the best option Large network of over 200 different lenders Repayment Plans Over 3 to 36 Months Fast Decision – Conveniently Online No Credit History Required. Rates starting at 4.99%	Our Score 8.6 Review	VISIT SITE

1 SCORE 9.7	Review · Learn More
2 SCORE 9.6	Review · Learn More
3 SCORE 8.9	Review · Learn More
4 SCORE 8.6	Review · Learn More

Need money for home repairs, medical expenses, or to consolidate your debt? Whatever the purpose we have you covered. It can be a little confusing, which is why we’ve done the work for you. Here are the best Personal Loan companies for 2024, with honest plain-English explanations and reviews of their services.

Go ahead and pour some coffee, read the reviews, and pick the one that you like best. Or simply go with our top choice. Either way, you are a few clicks away from getting your life back.

What Is The Minimum and Maximum Period for Repayment?

Minimum 6 months

Maximum 144 months

What Is The Maximum Annual Percentage Rate (APR)

APRs start from 2.49% and up depending on creditworthiness, income, loan request, and other factors that each lender will take into consideration. Some lenders can offer loans with APRs well over 100% however most max out 35.99%.

What Is The Average Total Cost of the Loan, Including All Applicable Fees?

It depends on the borrower profile but as an example, if you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.

Highlights	Welcome Bonus	User Rating
Specializes in Helping Those With Low/Bad Credit Scores Loan Amounts from $500 to $4,000! If approved, receive money in your account as soon as the next business day! No Collateral Necessary - Terms up to 18 months in most states Become one of the 500,000+ customers	Our Score 9.7 Review	VISIT SITE
Specializes in Loans for Paying Off Credit Card Debt Consumers Can Borrow From $5,000 to $35,000 APR Rates Begin As Low As 8%. 24-60 Month Terms Can Check Your Rate Without Affecting Your Credit Score	Our Score 9.6 Review	VISIT SITE
In business since 2005, AmONE helps consumers by presenting multiple personal loan option Has processed more than $16 billion in loan requests Free quotes in five minutes Utilizes a large array of lenders Can work with those with poor credit	Our Score 8.9 Review	VISIT SITE
Personal Loans from $500 to $35,000 Compares multiple loan providers to connect you with the best option Large network of over 200 different lenders Repayment Plans Over 3 to 36 Months Fast Decision – Conveniently Online No Credit History Required. Rates starting at 4.99%	Our Score 8.6 Review	VISIT SITE

1 SCORE 9.7	Review · Learn More
2 SCORE 9.6	Review · Learn More
3 SCORE 8.9	Review · Learn More
4 SCORE 8.6	Review · Learn More