Pumpkin Pet Insurance - Reviewed & Compared

Summary

Pumpkin pet insurance offers comprehensive accident and illness plans as well as preventative wellness coverage for dogs, cats, puppies, and kittens. With a 4 out of 5 star rating from the MarketWatch Guides team, Pumpkin stands out for its unique benefits and extensive coverage options. This review will delve into Pumpkin’s plans, average costs, customization options, and more to help you decide if it’s the best pet insurance choice for you.

MORE: Get The Best Pet Insurance

Company Overview

Pumpkin pet insurance provides robust coverage for pets across the U.S. and Canada, including treatments for alternative therapies, behavioral issues, hereditary conditions, exam fees, and dental work. While it lacks accident-only plans and some customer service features, Pumpkin’s comprehensive coverage and unique benefits make it a strong contender in the pet insurance market.

What Lemonade Does Best:

Pumpkin excels in offering inclusive coverage for various treatments that other providers often exclude. Notable benefits include:

• No age limit on enrollment, making it ideal for senior pets.
• A flat 90% reimbursement rate on covered veterinary expenses.
• Standard coverage for microchip implants and exam fees, which are typically offered as add-ons by other insurers.
• Special wellness care packages for puppies and kittens.

Any Negatives?

While Pumpkin’s coverage is extensive, it does have some drawbacks. The company does not offer 24/7 customer service, a mobile app, or accident-only plans. These omissions can be inconvenient for pet owners who value a streamlined customer experience and quick access to support.

MORE: Get The Best Pet Insurance

Our Final Verdict: 9.9/10

Pumpkin pet insurance is an excellent choice for pet owners who prioritize comprehensive coverage over a seamless customer experience. With unique benefits such as no age limits on enrollment and a flat 90% reimbursement rate, Pumpkin provides valuable peace of mind for pet owners. However, the lack of a mobile app and 24/7 customer service may be a consideration for those who need constant access to support.

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