Best Savings Accounts (aka Savings Accounts 101)

In today’s world, a good savings account can make a big financial difference. Here are the best savings accounts around.

Highlights	Welcome Bonus	User Rating
Earn 4.25% APY* with Discover's Savings Account No monthly or overdraft fees FDIC insured 24/7 US based customer service Earn over five times the national average with a high-yield savings account	Our Score 9.9 Review	VIEW
Earn 5.05% APY* with CIT's Platinum Savings Account FDIC Insured No account opening or maintenance fees Easy 5-mins online experience to open an account on your computer or mobile	Our Score 9.6 Review	VIEW
Earn up to 4.60% APY* with SoFi's Savings Account No monthly fees Earn up to $300 with direct deposit, terms apply Up to $2M of additional FDIC insurance through a network of participating banks	Our Score 9.3 Review	VIEW
Earn 4.35% APY* with Barclays' Savings Account FDIC Insured Secure, 24/7 online access to your funds No minimum balance requirement No monthly fees	Our Score 8.8 Review	VIEW

1 SCORE 9.9	Review · Learn More
2 SCORE 9.6	Review · Learn More
3 SCORE 9.3	Review · Learn More
4 SCORE 8.8	Review · Learn More

Savings Accounts Basics (Savings Accounts 101)

Are you new to the world of savings accounts? Don't worry; we'll break it down for you. In this section, you'll learn the fundamental concepts of savings accounts, including how they work, why they're important, and the different types available. Get ready to become a savings pro!

The Basics

We'll discuss interest rates, minimum balances, fees, and everything else you need to know before choosing the right savings account for you. No more hidden surprises - we've got you covered with all the essential information.

What Can A Great Savings Account Do For Me?

Wondering why you should bother with a savings account? Discover how a fantastic savings account can help you reach your financial goals faster. From building an emergency fund to saving for a big purchase, you'll learn how to make your money work harder for you.

So, whether you're a savings novice or a seasoned saver looking for the best account, start exploring our reviews below.

>> More – What Is Our Pick for the Best Savings Account?

So there you have it – everything you ever wanted to know about savings accounts. We have reviews of the best of the best, so go ahead and pour some coffee and peruse them. Or simply click the button below to go right to our top choice.