Liberty Mutual - Reviewed & Compared

Liberty Mutual is one of the oldest insurance companies around, having started in 1912. And over the last century, they have proven themselves to a trusted, reliable homeowner’s insurance provider. They have grown with the times, and offer some excellent coverage options that we found very interesting. Great rates too!

What Liberty Mutual Does Best

They do everything really well. Seriously, over the last century, this company has honed its operations to be a major player, always staying current with their offerings and way of doing business. To give a good example, they have a robust online component, but still offer local agents too. And they introduce new coverages that modern homeowners need, like identity theft coverage and similar.

MORE: What Homeowner's Insurance Is Best for You?

Types of Coverages Offered

All of the expected coverages are here, along with some unique options. The best part is you can really pick and choose. The company says “only pay for what you need” in their advertising, and that’s true – you can pick and choose exactly what you need, which we really liked.

Any Negatives?

As far as homeowner’s insurance is concerned, we have no complaints. They do everything well.

What Others Are Saying

A+ BBB Rating, and 4/5 on nerdwallet and at US News. Great numbers.

MORE: What Homeowner's Insurance Is Best for You?

Our Final Verdict: 0.0/10

Liberty Mutual has been in business more than 100 years, and it shows – they offer excellent homeowner’s coverage with attractive rates and wide-ranging coverage options.

  • Major company with a long, trusted history of offering rock solid homeowner’s coverage.
  • Both local agents as well as online options gives consumers the best of both worlds.
  • Great rates, bundling discounts, and some excellent options.