Top 5 Personal Loans - [December 8th, 2021 Edition]

Are you living paycheck to paycheck? Good News: Personal Loans can be a great alternative to credit cards for large or unexpected expenses, with fast & easy online applications. Read our reviews & get a loan today.
1
SCORE
9.8
2
SCORE
9.7
3
SCORE
9.6
4
SCORE
9.5

Need money for home repairs, medical expenses, or to consolidate your debt? Whatever the purpose we have you covered. It can be a little confusing, which is why we’ve done the work for you. Here are the best Personal Loan companies for 2021, with honest plain-English explanations and reviews of their services.

Go ahead and pour some coffee, read the reviews, and pick the one that you like best. Or simply go with our top choice. Either way, you are a few clicks away from getting your life back.


What Is The Minimum and Maximum Period for Repayment?

Minimum 6 months

Maximum 144 months

What Is The Maximum Annual Percentage Rate (APR)

APRs start from 2.49% and up depending on creditworthiness, income, loan request, and other factors that each lender will take into consideration. Some lenders can offer loans with APRs well over 100% however most max out 35.99%.

What Is The Average Total Cost of the Loan, Including All Applicable Fees?

It depends on the borrower profile but as an example, if you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.

1
SCORE
9.8
2
SCORE
9.7
3
SCORE
9.6
4
SCORE
9.5