Best & Worst Checking Account Companies

1 Best checking accounts	Earn up to 1% cash back on up to $3,000 in purchases per month No monthly account fees FDIC insured Over 60,000 in-network ATMs No minimum opening deposit and no minimum balance	9.9
Discover Review Discover Bank’s checking account offers 1% cash back on up to $3,000 in debit card purchases each month. Click to learn more on how you can earn cash on your spending. VISIT Discover \| READ OUR FULL REVIEW More Info

2	Get paid up to 2 days early with direct deposits Option to automatically save a percentage of your paycheck No minimum balance, no monthly fees and no overdraft fees Over 60,000 fee-free ATM locations	9.3
Chime Review Chime guarantees no minimum balance, no monthly fees and no overdraft fees. Click to learn more on how banking can be made easy. VISIT Chime \| READ OUR FULL REVIEW More Info

3	Get $500 cash bonus with the Rewards Checking Account A high APY of 3.30% on balances up to $50,000 No monthly fees Unlimited ATM fee reimbursements 24/7 customer service by phone	9.0
Axos Bank Review Axos Bank offers an impressive APY of up to 3.30% for its Rewards Checking account, contingent on meeting specific requirements. Click to learn more on their Rewards Checking account here. VISIT Axos Bank \| READ OUR FULL REVIEW More Info

4	Get paid up to 2 days early No minimum balance requirements Can earn 2% cashback on everyday expenses (up to $500 per year) and 1% on any other debit card charges	8.9
Upgrade Review Up to 2% cash back on purchases ($1,000 direct deposit or more). Click here to learn more on how you can get better cash rewards and digital banking experience. VISIT Upgrade \| READ OUR FULL REVIEW More Info

Best checking accounts

9.9

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9.3	Review · Learn More

9.0	Review · Learn More

8.9	Review · Learn More

Top Checking Accounts of 2024

A checking account lets you manage your money by making deposits, withdrawing money from ATMs or in person, and lets you transfer money online. Most Checking Accounts include only standard features like online access and government benefits, but the best Checking Accounts offer great benefits such as cash-back rewards on purchases, earning interests on your balance, and more.

We reviewed and found the best Checking Accounts of 2024, read more below to find the right one for you.

So now that you know the power of a checking account, go ahead and check out our reviews. Or simply go right to our top choice for the best checking accounts of 2024.

1 Best checking accounts	Earn up to 1% cash back on up to $3,000 in purchases per month No monthly account fees FDIC insured Over 60,000 in-network ATMs No minimum opening deposit and no minimum balance	9.9
Discover Review Discover Bank’s checking account offers 1% cash back on up to $3,000 in debit card purchases each month. Click to learn more on how you can earn cash on your spending. VISIT Discover \| READ OUR FULL REVIEW More Info

2	Get paid up to 2 days early with direct deposits Option to automatically save a percentage of your paycheck No minimum balance, no monthly fees and no overdraft fees Over 60,000 fee-free ATM locations	9.3
Chime Review Chime guarantees no minimum balance, no monthly fees and no overdraft fees. Click to learn more on how banking can be made easy. VISIT Chime \| READ OUR FULL REVIEW More Info

3	Get $500 cash bonus with the Rewards Checking Account A high APY of 3.30% on balances up to $50,000 No monthly fees Unlimited ATM fee reimbursements 24/7 customer service by phone	9.0
Axos Bank Review Axos Bank offers an impressive APY of up to 3.30% for its Rewards Checking account, contingent on meeting specific requirements. Click to learn more on their Rewards Checking account here. VISIT Axos Bank \| READ OUR FULL REVIEW More Info

4	Get paid up to 2 days early No minimum balance requirements Can earn 2% cashback on everyday expenses (up to $500 per year) and 1% on any other debit card charges	8.9
Upgrade Review Up to 2% cash back on purchases ($1,000 direct deposit or more). Click here to learn more on how you can get better cash rewards and digital banking experience. VISIT Upgrade \| READ OUR FULL REVIEW More Info

Best checking accounts

9.9

Review · Learn More

9.3	Review · Learn More

9.0	Review · Learn More

8.9	Review · Learn More

Top Checking Accounts in Columbus, Ohio

Discover Review

Chime Review

Axos Bank Review

Upgrade Review

Top Checking Accounts of 2024

Discover Review

Chime Review

Axos Bank Review

Upgrade Review