Chime - Reviewed & Compared

Summary

Chime's Checking Account keeps things simple—no monthly fees, no minimum balance, no overdraft fees, and you can snag your paycheck two days early. But watch out for the $2.50 out-of-network ATM fee and the $200 limit on overdraft protection with SpotMe®.

Overview

Chime is all about ease. No credit checks, no monthly fees, and they throw in some cool perks like early direct deposit and a nifty spare change savings feature. It's straightforward and hassle-free..

What They Do Best

Chime nails it with a fee-friendly setup. No surprise fees, early paychecks, and a bit of flexibility with SpotMe. Plus they have over 60,000 fee-free ATM locations.

MORE: What’s The Best Checking Account?

Any Negatives

Keep an eye on the out-of-network ATM fee and the $200 limit on SpotMe overdrafts. Also, no joint accounts or fancy savings rates here.

MORE: What’s The Best Checking Account?

Our Final Verdict: 9/10

Chime's Checking Account is your easy going buddy - no drama and no hidden fees. If you're not into the frills and want a hassle-free experience, Chime's worth a look.

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