Discover - Reviewed & Compared

Summary

Discover's Cashback Debit is the easy and straightforward checking account you've been waiting for. Earn 1% cash back on your debit card buys, get your paycheck two days early, and wave goodbye to annoying fees – it's that simple.

Overview

Discover Bank keeps things easy and breezy with their Cashback Debit. No minimum deposits, no monthly fees, and a whopping network of fee-free ATMs. Plus, they've got your back 24/7 with US-based customer service. Banking, but make it stress-free.

What They Do Best

Discover rocks at making your money work for you. Get cash back on your everyday purchases, enjoy fee-free banking (yes, really), and grab your paycheck early. It's like a banking buddy that's got perks.

MORE: What’s The Best Checking Account?

Any Negatives

No interest earned and a cap on cash back if you're a big spender – that's the deal with Discover's Cashback Debit. If you're looking to grow your money, it might not be the one.

MORE: What’s The Best Checking Account?

Our Final Verdict: 9.9/10

Discover's Cashback Debit is your go-to if you want a chill banking experience with perks. No fees, early paychecks, and cash back – what's not to love? Just keep in mind, if you're all about interest, you might want to shop around.

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FAST FACTS
  • Earn up to 1% cash back on up to $3,000 in purchases per month. See website for details.
  • No monthly account fees
  • FDIC insured
  • Over 60,000 in-network ATMs
  • No minimum opening deposit and no minimum balance
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