Credible Personal Loans - Reviewed & Compared

Credible Personal Loans Review

Credible Personal Loans is a loan aggregating service, meaning they match borrowers with lenders that fit their needs. It’s a great way to shop different lenders. But do they stack up? Let’s find out.

Company Overview

In business since 2012, Credible has made gigantic strides in the loan aggregator industry, matching borrowers with lenders that fit their criteria. This gives borrowers an easy avenue to find personalized prequalified rates and terms for them. They also have a very honest approach, answering questions like “how does Credible get paid?”

MORE: Is Getting a Personal Loan Right for You?

What Credible Does Best

They are excellent for personal loans of almost any amount, going as low as $600 to an upper tier of $200,,000. They are both attractive thresholds to different borrowers, and ensures Credible has something for everyone – no matter what amount you need to borrow, Credible can find you lenders with instant prequalified rates..

MORE: Is Getting a Personal Loan Right for You?

Any Negatives?

Not really. Time in business is about it. I have to ding them a bit there, but their reviews make up for it.

What Others Are Saying

9.5 rating on TrustPilot and write-ups in the WSJ and Forbes speak volumes.

Our Final Verdict: 9.7/10

Credible Personal Loans makes excellent inroads to finding you multiple lenders from which to choose. Fast, secure, and personalized prequalified options – what’s not to like?


“Credible Operations, Inc. NMLS# 1681276, “Credible.” Not available in all states.”

“Prequalified rates are based on the information you provide and a soft credit inquiry. Receiving prequalified rates does not guarantee that the Lender will extend you an offer of credit. You are not yet approved for a loan or a specific rate. All credit decisions, including loan approval, if any, are determined by Lenders, in their sole discretion. Rates and terms are subject to change without notice. Rates from Lenders may differ from prequalified rates due to factors which may include, but are not limited to: (i) changes in your personal credit circumstances; (ii) additional information in your hard credit pull and/or additional information you provide (or are unable to provide) to the Lender during the underwriting process; and/or (iii) changes in APRs (e.g., an increase in the rate index between the time of prequalification and the time of application or loan closing. (Or, if the loan option is a variable rate loan, then the interest rate index used to set the APR is subject to increases or decreases at any time). Lenders reserve the right to change or withdraw the prequalified rates at any time.”

  • Personal loans from as little as $600
  • Can borrow a maximum of $200,000
  • Compare rates without affecting credit is a nice touch.